The Financial Markets of India

C B Bhave has a talk on his experiments with truth in the Indian financial market that is a must read. He reflects on his journey in the financial markets.

The state of ethical standards and moral behavior in our society is really down in the dumps. We are in bad shape but we do not have to be that way. There is no reason for us to give up. Reform and improvement is possible. The progress made by us in the area of capital market regulation and infrastructure shows that things can be changed dramatically. Reform is a long and painstaking process. We can make our contribution by standing up for the right causes.


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Posted in Editor choice | Leave a comment

PPF versus Stocks: Opinions v/s Facts

Theoretically, there’s a clear distinction between a fact and an opinion. But in reality, the difference is often blurred. So sometimes opinion becomes my fact!

Here’s an example where two different products, PPF and Stocks, are compared and the facts are presented (or distorted)¬†according to the writers opinion!

It’s like comparing apples and oranges. However, here’s the comparison showing PPF to give better returns than stocks.

According to ET article, an investment in the Sensex, starting on 31 August 1994, would have delivered an annualised return of 9.15% over a period of 20 years, whereas, an investment in a PPF would have yielded 10.46% annually.

Note the comparison period. There’s another flaw in the argument. Read it on Moneylife Savers’ Blog on PPF versus Stocks


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Posted in Financial Awareness, Public Provident Fund, Stocks | Leave a comment